Yes, you got this! No more wasting your valuable time trying to decipher your credit reports or keep track of your reports and letters. We can manage it all for you and it’s free! Just purchase your credit reports through our partner credit monitoring provider!
It’s easy, and only takes a few minutes. First, click the get started button, register, and authorize us to show you all your info. With our fully online enrollment process, there are no pesky sales calls!
Then, follow the simple instructions to get a copy of your credit report and connect it so you can access and analyze it.
After you have received your credit report, choose the items you see are inaccurate, then download and send your letters to the credit bureaus.
When the credit bureaus receive your sent letters, they will conduct an investigation of the items you challenged.
Your results should arrive within 30 days or so. If you credit report still has errors, log back in and review your reports to see the next steps to getting the inaccuracies corrected.
If the errors are still on your credit report, you can apply more pressure with advanced disputing methods.
As your credit improves, we’ll match you with credit building products (loans, credit cards, etc.) to meet your financial goals.
What are you waiting for?The only thing you have to lose is bad credit!
Your Free Disputes is the proud owner of this website.
Under federal law you have the right to receive a Credit Report from each of the three nationwide consumer reporting agencies once every 12 months. A Credit Score is not included.
IMPORTANT: YourFreeDisputes.com is not a credit repair service organization. We do not claim to fix your credit as we are a self-help software.
You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor a credit repair company or credit repair organization has the right to have accurate, current and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported up to 10 years. Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur. You may, on your own, notify a credit bureau in writing that you dispute that accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau. If the credit bureau's reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.
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